Muskegon, MI · State Credit Union · Chartered in MI
Who can join
State government employees (special charter)
Members
2,429
Net Worth Ratio
8.34%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$26.1M
Total Shares
$23.8M
Total Loans
$22.5M
Net Income
$43K
Net Worth Ratio
8.34%
≥7% = Well Capitalized
Members
2,429
Return on Assets
0.17%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.43%
$96K
No HMDA mortgage lending data on record for this credit union.
No CFPB complaint data available for this credit union.
Michigan Coastal Credit Union
1086 Creston St, Muskegon, MI, 49442
Monday-Friday 9a.m. - 5 p.m. Saturday & Sunday 10 a.m.-2 p.m. (Drive up Only)
5906 Commerce
5906 Commerce Center Dr, Muskegon, MI, 49444-7870
Same as Main Office
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<a href="https://bankscorer.com/credit-union/michigan-coastal" target="_blank" rel="noopener">View MICHIGAN COASTAL on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 94.7%· healthy range 60–80%