Miami, FL · State Credit Union · Chartered in FL
Who can join
State government employees (special charter)
Members
12,825
Net Worth Ratio
8.86%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$192.9M
Total Shares
$174.0M
Total Loans
$114.9M
Net Worth Ratio
8.86%
≥7% = Well Capitalized
Members
12,825
Delinquency Rate (60d+)
0.07%
$86K
Loan-to-share ratio: 66.0%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 166 | 84 | 50 | 50.6% | 30.1% |
| 2022 | 118 | 71 | 27 | 60.2% | 22.9% |
| 2021 | 54 | 29 | 12 | 53.7% | 22.2% |
No CFPB complaint data available for this credit union.
Main Office
2190 NW 72nd Ave, Miami, FL, 33122-1824
M, T, Th, F: 9:00am - 5:00pm Wed: 10:00am -3:00pm Sat: Closed
Miami Gardens (MGB)
6171 NW 183rd St, Hialeah, FL, 33015-6030
M, T, Th, F: 9:00am - 5:00pm Wed: 10:00am - 3:00pm Sat: 9:00am - 1:00pm
Pinecrest Branch (PCB)
12677 S Dixie Hwy, Pinecrest, FL, 33156-5958
M, T, Th, F: 9:00am - 5:00pm Wed: 10:00am - 3:00pm Sat: 9:00am - 1:00pm
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<a href="https://bankscorer.com/credit-union/miami-postal-service" target="_blank" rel="noopener">View MIAMI POSTAL SERVICE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.