Lafayette, LA · Federal Credit Union · Chartered in LA
Who can join
Employer / occupational group
Members
23,654
Net Worth Ratio
13.16%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$249.5M
Total Shares
$212.1M
Total Loans
$163.5M
Net Income
$63K
Net Worth Ratio
13.16%
≥7% = Well Capitalized
Members
23,654
Return on Assets
0.03%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.24%
$398K
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 73 | 39 | 26 | 53.4% | 35.6% |
| 2022 | 116 | 70 | 34 | 60.3% | 29.3% |
| 2021 | 99 | 52 | 35 | 52.5% | 35.4% |
No CFPB complaint data available for this credit union.
Meritus FCU Main Office
515 Guilbeau Rd, Lafayette, LA, 70506-6089
8:30 to 5:00
Meritus FCU Acadia Branch
331 Odd Fellows Rd, Crowley, LA, 70526-2206
8:30-5:00
Meritus FCU Iberia Branch
1101 Parkview Dr, New Iberia, LA, 70563-2884
8:30 to 5:00
Meritus FCU Carencro Branch
724 Veterans Dr, Carencro, LA, 70520-3619
8:30 - 5:00
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<a href="https://bankscorer.com/credit-union/meritus" target="_blank" rel="noopener">View MERITUS on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 77.1%· healthy range 60–80%