Johnstown, PA · Federal Credit Union · Chartered in PA
Who can join
Community / multiple bond
Members
4,738
Net Worth Ratio
11.01%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$61.1M
Total Shares
$54.7M
Total Loans
$15.6M
Net Worth Ratio
11.01%
≥7% = Well Capitalized
Members
4,738
Delinquency Rate (60d+)
0.12%
$18K
Loan-to-share ratio: 28.6%· healthy range 60–80%
No HMDA mortgage lending data on record for this credit union.
No CFPB complaint data available for this credit union.
MERHO Federal Credit Union
15 Irene St, Johnstown, PA, 15905-4124
Monday thru Friday 8:00 am - 4:30 pm - Lobby Drive up 7:00 am to 5:00 pm Saturday 8:30 am to NOON - both lobby & Drive up
MERHO Federal Credit Union
194 Donald Ln Ste 2, Johnstown, PA, 15904-2840
Monday thru Friday 8:00 am until 4:00 pm Drive up until 5:00 pm Saurdays Drive up only 9:00 am to NOON
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<a href="https://bankscorer.com/credit-union/merho" target="_blank" rel="noopener">View MERHO on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.