Hermitage, PA · Federal Credit Union · Chartered in PA
Who can join
Employer / occupational group
Members
12,231
Net Worth Ratio
10.56%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$114.1M
Total Shares
$101.7M
Total Loans
$44.0M
Net Income
$103K
Net Worth Ratio
10.56%
≥7% = Well Capitalized
Members
12,231
Return on Assets
0.09%
annualized · >0.5% healthy
Delinquency Rate (60d+)
2.76%
$1.2M
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 26 | 24 | 0 | 92.3% | 0.0% |
| 2022 | 47 | 39 | 4 | 83.0% | 8.5% |
| 2021 | 43 | 28 | 9 | 65.1% | 20.9% |
No CFPB complaint data available for this credit union.
Mercer County Community FCU
559 N Hermitage Rd, Hermitage, PA, 16148-3227
Monday through Thursday 9 am - 5 pm and Friday 9 am - 5:30 pm
Mercer County Community FCU
428 N Sharpsville Ave, Sharon, PA, 16146-2120
Monday-Thursday 9am - 5 pm ET Friday 9 am - 5:30 pm ET
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<a href="https://bankscorer.com/credit-union/mercer-county-community" target="_blank" rel="noopener">View MERCER COUNTY COMMUNITY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 43.3%· healthy range 60–80%