Merced, CA · Federal Credit Union · Chartered in CA
Who can join
Occupational / select employee group
Members
50,925
Net Worth Ratio
11.44%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$897.5M
Total Shares
$795.1M
Total Loans
$304.9M
Net Worth Ratio
11.44%
≥7% = Well Capitalized
Members
50,925
Delinquency Rate (60d+)
0.29%
$875K
Loan-to-share ratio: 38.3%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 150 | 131 | 11 | 87.3% | 7.3% |
| 2022 | 183 | 144 | 15 | 78.7% | 8.2% |
| 2021 | 176 | 149 | 10 | 84.7% | 5.7% |
No CFPB complaint data available for this credit union.
MSEFCU Main
1021 Olivewood Dr, Merced, CA, 95348-1218
8:30-5:00 M-Th 9:00-6:00 Friday
MSEFCU Los Banos
1890 S Mercy Springs Rd, Los Banos, CA, 93635
8:30 to 5:00 M-Th 9:00-6:00 Friday
MSEFCU M St.
1935 M St, Merced, CA, 95340
8:30-5:00 T-Th 9:00-6:00 Friday Saturday 9 - 2
MSEFCU Atwater
101 Bellevue Rd, Atwater, CA, 95301
8:30-5:00 M-TH 9:00-6:00 Friday
Merced High School Bear Branch
205 W Olive Ave, Merced, CA, 95348
Limited Service, open less than ten hours a week.
Le Grand High School Bulldog Branch
12961 Le Grand Rd, Le Grand, CA, 95333-9813
Limited Service,open less than ten hours a week.
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<a href="https://bankscorer.com/credit-union/merced-school-employees" target="_blank" rel="noopener">View MERCED SCHOOL EMPLOYEES on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Delhi High School Hawk Branch
16881 Schendel Ave, Delhi, CA, 95315
Limited Service, open less than 10 hours a week.
Golden Valley High Cougar Branch
2121 E Childs Ave, Merced, CA, 95341-9516
Limited Service, open less than 10 hours a week.