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MEMPHIS MUNICIPAL EMPLOYEES

Memphis, TN · Federal Credit Union · Chartered in TN

LICU MDIWell Capitalized

Who can join

Community — open geographic area

Charter #15433Est. 1963RSSD: 454180

Members

3,181

Net Worth Ratio

19.75%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$14.8M

Peer Group 3

Members

3,181

as of latest quarter

Net Worth Ratio

19.75%

Well Capitalized

Institution Profile

NCUA

Address

577 Dr Ml King Jr Ave, Memphis, TN 38126-1942

Chartered

1963

Branch Locations

3 locations

Membership Eligibility

Community — open geographic area

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$14.8M

Total Shares

$11.7M

Total Loans

$5.1M

Net Income

$-51,278

Net Worth Ratio

19.75%

≥7% = Well Capitalized

Members

3,181

Return on Assets

-0.35%

annualized · >0.5% healthy

Delinquency Rate (60d+)

2.09%

$107K

Loan-to-share ratio: 43.6%· healthy range 60–80%

Branch Locations

NCUA

Memphis Municipal EFCU

577 Dr Ml King Jr Ave, Memphis, TN, 38126-1942

Office -Monday-Thursday 8:30am-5pm Friday 8:30am-6pm Drive Thru-Monday-Wednesday 8:30am-5pm Thu

MainATMDrive-thru

Kellogg Memphis Employees CU

2168 Frisco Ave, Memphis, TN, 38114

Underground Vaults & Storage

3500 E AVENUE G, Hutchinson, KS, 67501

7AM-3:30PM CST

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.