Memphis, TN · State Credit Union · Chartered in TN
Who can join
State government employees (special charter)
Members
44,001
Net Worth Ratio
14.40%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$500.7M
Total Shares
$421.4M
Total Loans
$262.6M
Net Income
$757K
Net Worth Ratio
14.40%
≥7% = Well Capitalized
Members
44,001
Return on Assets
0.15%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.39%
$1.0M
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 181 | 105 | 40 | 58.0% | 22.1% |
| 2022 | 248 | 143 | 46 | 57.7% | 18.6% |
| 2021 | 279 | 228 | 20 | 81.7% | 7.2% |
No CFPB complaint data available for this credit union.
Mt. Moriah Admin
2686 Mount Moriah Ter, Memphis, TN, 38115
8:00 - 4:00 Monday through Friday
Mt. Moriah
2678 Mount Moriah Ter, Memphis, TN, 38115-1609
Monday - Wednesday 8:00am - 4:00pm Thursday & Friday Lobby 9:00am - 5:00pm Drive Thru 8:00am - 6:00pm
Whitten
1900 Whitten Rd Ste 102, Memphis, TN, 38133-7001
Monday - Wednesday 8:00am - 4:00pm Thursday & Friday Lobby 9:00am - 5:00pm Drive Thru 9:00am - 6:00pm
Avery
2608 Avery Ave, Memphis, TN, 38112-4821
Monday - Wednesday 8:00am - 4:00pm Thursday & Friday Lobby 9:00am - 5:00pm Drive Thru 8:00am - 6:00pm
Whitehaven
4135 Elvis Presley Blvd, Memphis, TN, 38116
Monday - Wednesday 8:00am - 4:00pm Thursday & Friday Lobby 9:00am - 5:00pm Drive Thru 9:00am - 6:00pm
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<a href="https://bankscorer.com/credit-union/memphis-city-employees" target="_blank" rel="noopener">View MEMPHIS CITY EMPLOYEES on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 62.3%· healthy range 60–80%
Winchester
3617 Winchester Rd, Memphis, TN, 38118-5961
9-5 Monday-Thursday9-6 Friday8-12 Saturday, Drive Thru Only
Stage
5751 Stage Rd, Bartlett, TN, 38134-4515
Monday - Wednesday 8:00am - 4:00pm Thursday & Friday Lobby 9:00am - 5:00pm Drive Thru 9:00am - 6:00pm