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MEMPHIS CITY EMPLOYEES

Memphis, TN · State Credit Union · Chartered in TN

LICUWell Capitalized

Who can join

State government employees (special charter)

Charter #60239Est. 1959RSSD: 317397

Members

44,001

Net Worth Ratio

14.40%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$500.7M

Peer Group 6

Members

44,001

as of latest quarter

Net Worth Ratio

14.40%

Well Capitalized

Institution Profile

NCUA

Address

2686 Mount Moriah Ter, Memphis, TN 38115

Chartered

1959

Branch Locations

7 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$500.7M

Total Shares

$421.4M

Total Loans

$262.6M

Net Income

$757K

Net Worth Ratio

14.40%

≥7% = Well Capitalized

Members

44,001

Return on Assets

0.15%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.39%

$1.0M

Loan-to-share ratio: 62.3%· healthy range 60–80%

Branch Locations

NCUA

Mt. Moriah Admin

2686 Mount Moriah Ter, Memphis, TN, 38115

8:00 - 4:00 Monday through Friday

Main

Mt. Moriah

2678 Mount Moriah Ter, Memphis, TN, 38115-1609

Monday - Wednesday 8:00am - 4:00pm Thursday & Friday Lobby 9:00am - 5:00pm Drive Thru 8:00am - 6:00pm

ATMDrive-thru

Whitten

1900 Whitten Rd Ste 102, Memphis, TN, 38133-7001

Monday - Wednesday 8:00am - 4:00pm Thursday & Friday Lobby 9:00am - 5:00pm Drive Thru 9:00am - 6:00pm

ATMDrive-thru

Avery

2608 Avery Ave, Memphis, TN, 38112-4821

Monday - Wednesday 8:00am - 4:00pm Thursday & Friday Lobby 9:00am - 5:00pm Drive Thru 8:00am - 6:00pm

ATMDrive-thru

Whitehaven

4135 Elvis Presley Blvd, Memphis, TN, 38116

Monday - Wednesday 8:00am - 4:00pm Thursday & Friday Lobby 9:00am - 5:00pm Drive Thru 9:00am - 6:00pm

ATMDrive-thru

Winchester

3617 Winchester Rd, Memphis, TN, 38118-5961

9-5 Monday-Thursday9-6 Friday8-12 Saturday, Drive Thru Only

ATMDrive-thru

Stage

5751 Stage Rd, Bartlett, TN, 38134-4515

Monday - Wednesday 8:00am - 4:00pm Thursday & Friday Lobby 9:00am - 5:00pm Drive Thru 9:00am - 6:00pm

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.