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MEMORIAL

Houston, TX · State Credit Union · Chartered in TX

Well Capitalized

Who can join

State government employees (special charter)

Charter #62571Est. 1953RSSD: 444396

Members

9,907

Net Worth Ratio

10.93%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$85.7M

Peer Group 4

Members

9,907

as of latest quarter

Net Worth Ratio

10.93%

Well Capitalized

Institution Profile

NCUA

Address

7789 Sw Frwy Suite 175, Houston, TX 77074

Chartered

1953

Branch Locations

5 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$85.7M

Total Shares

$76.2M

Total Loans

$68.1M

Net Worth Ratio

10.93%

≥7% = Well Capitalized

Members

9,907

Delinquency Rate (60d+)

0.57%

$386K

Loan-to-share ratio: 89.4%· healthy range 60–80%

Branch Locations

NCUA

EXECUTIVE BRANCH

7789 Southwest fwy Ste 175, Houston, TX, 77074-1831

Monday, Tuesday, Thursday, & Friday: 8:00 AM to 4:00 PM Wednesday: 9:00 AM to 4:00 PM

Main

Memorial City Branch #2

915 Gessner Rd Ste 180, Houston, TX, 77024

Monday, Tuesday, Thursday, & Friday: 8:00 AM to 4:00 PM Wednesday: 9:00 AM to 4:00 PM

Southwest Branch Br-6

7789 Southwest Fwy ste 175, Houston, TX, 77074-1831

Monday, Tuesday, Thursday, & Friday: 8:00 AM to 4:00 PM Wednesday: 9:00 AM to 4:00 PM

Drive Thru Location Br-7

7500 Beechnut St, Houston, TX, 77074-4335

Monday, Tuesday, Wednesday,Thursday, & Friday: 7:00 AM to 6:00 PM

ATMDrive-thru

Northwest Branch Br-4

1740 W 27th St Ste 170, Houston, TX, 77008

Monday, Tuesday, Thursday, & Friday: 8:00 AM to 4:00 PM Wednesday: 9:00 AM to 4:00 PM

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.