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MEMBERSFIRST

Decatur, GA · State Credit Union · Chartered in GA

Well Capitalized

Who can join

State government employees (special charter)

Charter #67538Est. 1953RSSD: 241885

Members

26,800

Net Worth Ratio

11.50%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$429.1M

Peer Group 5

Members

26,800

as of latest quarter

Net Worth Ratio

11.50%

Well Capitalized

Institution Profile

NCUA

Address

2476 Lawrenceville Hwy, Decatur, GA 30033

Chartered

1953

Branch Locations

14 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$429.1M

Total Shares

$376.6M

Total Loans

$287.0M

Net Worth Ratio

11.50%

≥7% = Well Capitalized

Members

26,800

Delinquency Rate (60d+)

0.05%

$132K

Loan-to-share ratio: 76.2%· healthy range 60–80%

Branch Locations

NCUA

Main

2476 Lawrenceville Hwy, Decatur, GA, 30033

Monday - Friday 9:00 am - 4:30 pm Saturday 9:00 am - 1:00 pm

MainATMDrive-thru

Wellstar Cobb Hospital

3950 Austell Rd, Austell, GA, 30106

Monday 9:00-4:30 pm Thursday 9:00-4:30 pm Friday 7:00-2:00 pm Closed for lunch 10:45am - 11:30 am

Douglasville

3024 Chapel Hill Rd, Douglasville, GA, 30135

Monday - Friday 9:00 am - 5:00 pm

ATM

Dekalb Medical Center

2701 N Decatur Rd, Decatur, GA, 30033

Monday - Thursday 9:00 am - 4:30 pm Friday 7:00 am - 2:00 pm

ATM

Hiram

44 Highland Falls Blvd, Hiram, GA, 30141

Monday - Friday 9:00 am - 4:30 pm Saturday 9:00 am - 1:00 pm

ATMDrive-thru

Wellstar Kennestone Hospital

111 Tower Rd NE, Marietta, GA, 30060-6993

Monday- Friday 9:00 am - 4:30 pm Friday 7:00 am - 2:00 pm

Sandy Springs

8010 Roswell Rd, Sandy Springs, GA, 30350

Monday through Friday, 9 AM to 4:30 PM

Savannah

5007 Paulsen St, Savannah, GA, 31405

Monday, Tuesday, Thursday, Friday - 9:00 AM to 4:30 PMWednesday 10:00 AM to 4:30 PM

ATMDrive-thru

Hiram High School

701 Virgie Ballentine Dr, Hiram, GA, 30141

Monday - Friday 11:00 AM to 1 PM and 3:30 PM to 4:30 PM

Piedmont Hospital Atlanta

1968 Peachtree Rd NW Bldg 6, Atlanta, GA, 30309-1281

Monday through Friday 7:30 AM to 4 PM

ATM

4 more locations not shown.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.