Duluth, MN · State Credit Union · Chartered in MN
Who can join
State government employees (special charter)
Members
59,619
Net Worth Ratio
10.17%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$1.19B
Total Shares
$983.3M
Total Loans
$939.9M
Net Income
$1.9M
Net Worth Ratio
10.17%
≥7% = Well Capitalized
Members
59,619
Return on Assets
0.16%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.85%
$8.0M
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 727 | 558 | 57 | 76.8% | 7.8% |
| 2022 | 948 | 717 | 93 | 75.6% | 9.8% |
| 2021 | 1,294 | 968 | 111 | 74.8% | 8.6% |
No CFPB complaint data available for this credit union.
Duluth-Spirit Valley
215 N 40th Ave W, Duluth, MN, 55807
Office Hours:8:30am - 5:00pm Monday-Thursday8:30am - 6:00pm Friday9:00am - 1:00pm SaturdayDrive-Up:7:30am - 6:00pm Monday-Friday9:00 - 1:00pm Saturday Safe Deposit Box Hours: 9:00am - 4:30pm Monday-Thursday9:00am - 5:30pm Friday
Aitkin
108 Minnesota Ave N, Aitkin, MN, 56431-1410
Office Hours: 8:30am - 5:30pm Monday-Friday 8:30am - 12:00pm SaturdayDrive-Up Hours:8:00am - 5:30pm Monday-Friday8:30am - 12:00pm Saturday ATM Hours: 24 Hours
McGregor
149 W Highway 210, McGregor, MN, 55760
Office & Drive-Up Hours: Monday-Friday 8:30am - 5:30pm Safe Deposit Box Hours: Monday-Friday 9:00am - 4:00pm
Miller Hill
605 W Central Entrance, Duluth, MN, 55811-5448
Office Hours and Drive-Up Hours:Monday-Thursday 8:00am - 5:00pmFriday 8:00am - 6:00pm Saturday 8:30am - 12:00pm ATM Hours: 24 Hours
BlueStone
952 Woodland Ave # 960, Duluth, MN, 55812-1113
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<a href="https://bankscorer.com/credit-union/members-cooperative" target="_blank" rel="noopener">View MEMBERS COOPERATIVE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 95.6%· healthy range 60–80%
Office Hours:9:00am - 6:00pm Monday-FridayDrive-Up:9:00am - 6:00pm Monday-Friday
Isanti
210 6th Ave NE, Isanti, MN, 55040
Office and Drive-up Hours: Monday - Friday 9:00am - 5:00 pm Safe Deposit Box Hours: By appointment only 24-Hour ATM
Moose Lake
301 Elm Ave, Moose Lake, MN, 55767
Lobby Hours:Monday-Friday 8:30am - 5:00pmSaturday 8:30am - 12:00pmDrive-up:Monday-Thursday 8:30am - 5:00pmFriday 8:30am - 6:00pmSaturday 8:30am - 12:00pmSafe Deposit Box Hours:Monday-Friday 9:00am - 4:30pm
North Branch
38807 9th Ave, North Branch, MN, 55056
Office Hours:Monday-Friday 9:00am - 5:00pmSaturday 8:30am - 12:00pmDrive-up Hours:Monday-Friday 8:30am - 5:30pmSaturday 8:30am - 12:00pmSafe Deposit Box Hours:Monday-Friday 9:30am - 4:30pm
Sandstone
305 Lundorff Drive, Sandstone, MN, 55072
LobbyMonday-Friday 8:30am - 5:00pmSaturday 8:30am - 12:00pmDrive-upMonday-Thursday 7:30am - 5:30pm Friday 7:30am - 6:00pmSaturday 8:30am - 12:00pm
Grand Rapids
18 NW 4th St, Grand Rapids, MN, 55744
Office and Drive-up Hours:Monday-Friday 8:00am - 5:00pmSaturday 8:30am - 12:00pm
2 more locations not shown.