Charleston, WV · Federal Credit Union · Chartered in WV
Who can join
Employer / occupational group
Members
5,991
Net Worth Ratio
21.55%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$93.1M
Total Shares
$72.9M
Total Loans
$39.8M
Net Income
$156K
Net Worth Ratio
21.55%
≥7% = Well Capitalized
Members
5,991
Return on Assets
0.17%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.58%
$230K
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 31 | 29 | 2 | 93.5% | 6.5% |
No CFPB complaint data available for this credit union.
Members Choice WV FCU
201 Ohio Ave, Charleston, WV, 25302-2209
8:00-4:45
GBS - Sharetec
7989 Lake Dr, Lino Lakes, MN, 55014-1131
8-5
Netranom
2801 Virginia Ave, Hurricane, WV, 25526
8-5
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<a href="https://bankscorer.com/credit-union/members-choice-wv" target="_blank" rel="noopener">View MEMBERS CHOICE WV on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 54.5%· healthy range 60–80%