MEMBERS CHOICE
Houston, TX · State Credit Union · Chartered in TX
Who can join
State government employees (special charter)
Members
46,947
Net Worth Ratio
8.32%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$728.0M
Peer Group 6
Members
46,947
as of latest quarter
Net Worth Ratio
8.32%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$728.0M
Total Shares
$583.4M
Total Loans
$554.5M
Net Worth Ratio
8.32%
≥7% = Well Capitalized
Members
46,947
Delinquency Rate (60d+)
0.38%
$2.1M
Loan-to-share ratio: 95.0%· healthy range 60–80%
Branch Locations
NCUACorporate Office
18211 Katy Fwy, Houston, TX, 77094-1395
Monday ? Friday: 9 am ? 6 pm Saturday: 9 am - 1 pm
Conoco
925 N Eldridge Pkwy, Houston, TX, 77079-2703
Beginning week of August 28th, 2023: Monday, Tuesday, Thursday: 8:30 am ? 4:30 pm Closed: Wednesday and Friday August 9th, 11th, 16th, 18th Closed due to labor shortage
Fry Road
3770 Fry Rd, Katy, TX, 77449-6728
Monday ? Friday: 9 am ? 6 pm Saturday: 9 am ? 1 pm
Grand Parkway
401 W Grand Pkwy S, Katy, TX, 77494-8329
Monday ? Friday: 9 am ? 6 pm Saturday: 9 am ? 1 pm
Seven Meadows
8951 S Fry Rd, Katy, TX, 77494-8414
Monday ? Thursday: 9 am ? 5 pm Monday ? Friday: 9 am ? 6 pm Saturday: 9 am ? 1 pm
Disaster Recovery
4100 Smith School Rd # 1, Austin, TX, 78744-3205
Cy-Fair
15701 Kingfield Dr, Houston, TX, 77084-7073
Monday ? Friday: 9 am ? 6 pm Saturday: 9 am ? 1 pm
Phillips66
2331 Citywest Blvd, Houston, TX, 77042
Beginning week of August 28th, 2023: Monday, Tuesday, Thursday: 8:30 am ? 4:30 pm Closed: Wednesday and Friday August 9th, 11th, 16th, 18th Closed due to labor shortage
Lake Jackson
403-B This Way Sreet, Lake Jackson, TX, 77566
9:00 AM-6:00 PM
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/members-choice-tx" target="_blank" rel="noopener">View MEMBERS CHOICE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.