MEMBERS ADVANTAGE
Michigan City, IN · State Credit Union · Chartered in IN
Who can join
State government employees (special charter)
Members
7,776
Net Worth Ratio
9.17%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$134.7M
Peer Group 5
Members
7,776
as of latest quarter
Net Worth Ratio
9.17%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$134.7M
Total Shares
$123.0M
Total Loans
$51.3M
Net Worth Ratio
9.17%
≥7% = Well Capitalized
Members
7,776
Delinquency Rate (60d+)
1.16%
$595K
Loan-to-share ratio: 41.7%· healthy range 60–80%
Branch Locations
NCUAOhio Steet Branch
3064 Ohio St, Michigan City, IN, 46360-6866
9-5 Monday thru Friday. (open till 6:00 on Friday and drive thru opens at 8:30. 9-12 on Saturday.
Woodland Branch
947 s Woodland Ave, Michigan City, IN, 46360-5672
8:30 to 5:00 on Monday -Thursda. Open until 6:00 on Friday. And 9-12 on Saturday.
Portage Office
6170 US Highway 6, Portage, IN, 46368
Drive up open 8:30 to 6:00 M-Th lobby 9-5 Friday lobby 9-6 Saturday 9-12 (lobby and drive up)
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
Embed This Profile
Copy the snippet below to embed a link to this profile on your website.
<a href="https://bankscorer.com/credit-union/members-advantage-in" target="_blank" rel="noopener">View MEMBERS ADVANTAGE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.