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MEA

Monticello, IL · State Credit Union · Chartered in IL

Well Capitalized

Who can join

State government employees (special charter)

Charter #65896Est. 1958RSSD: 472296

Members

122

Net Worth Ratio

8.75%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$806K

Peer Group 1

Members

122

as of latest quarter

Net Worth Ratio

8.75%

Well Capitalized

Institution Profile

NCUA

Address

2 Sage Dr, Monticello, IL 61856

Chartered

1958

Branch Locations

2 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$806K

Total Shares

$736K

Total Loans

$514K

Net Income

$4K

Net Worth Ratio

8.75%

≥7% = Well Capitalized

Members

122

Return on Assets

0.44%

annualized · >0.5% healthy

Loan-to-share ratio: 69.9%· healthy range 60–80%

Branch Locations

NCUA

MEA Credit Union

2 Sage Dr, Monticello, IL, 61856

7:30 a.m. - 4:00 p.m. Monday through Friday

Main

MEA Credit Union

300 W High St, White Heath, IL, 61884-9500

8:00-4:00

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.