🏦Bank Scorer

MCDOWELL COUNTY

Welch, WV · Federal Credit Union · Chartered in WV

LICUWell Capitalized

Who can join

Employer / occupational group

Charter #18950Est. 1968RSSD: 249386

Members

32

Net Worth Ratio

24.41%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$66K

Peer Group 1

Members

32

as of latest quarter

Net Worth Ratio

24.41%

Well Capitalized

Institution Profile

NCUA

Address

21 Bank Street, Welch, WV 24801

Chartered

1968

Branch Locations

1 location

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$66K

Total Shares

$50K

Total Loans

$10K

Net Income

$262

Net Worth Ratio

24.41%

≥7% = Well Capitalized

Members

32

Return on Assets

0.40%

annualized · >0.5% healthy

Loan-to-share ratio: 20.2%· healthy range 60–80%

Branch Locations

NCUA

McDowell County FCU

1027 Frederick St, Bluefield, WV, 24701

Mon-Fri 8:30 am to 4:30 pm

Main

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.