Montgomery, AL · State Credit Union · Chartered in AL
Who can join
State government employees (special charter)
Members
131,569
Net Worth Ratio
14.34%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$2.35B
Total Shares
$2.03B
Total Loans
$1.15B
Net Worth Ratio
14.34%
≥7% = Well Capitalized
Members
131,569
Delinquency Rate (60d+)
0.48%
$5.6M
Loan-to-share ratio: 57.0%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 230 | 169 | 34 | 73.5% | 14.8% |
| 2022 | 472 | 333 | 50 | 70.5% | 10.6% |
| 2021 | 1,070 | 674 | 224 | 63.0% | 20.9% |
No CFPB complaint data available for this credit union.
Eastdale
400 Eastdale Cir, Montgomery, AL, 36117-2114
Lobby Monday - Thursday 9:00 - 4:00 Friday 9:00 - 6:00 Drive Thru Monday - Thursday 9:00 - 5:30Friday 9:00 - 6:00 Saturday 9:00 - 12:00
Downtown
401 Monroe St, Montgomery, AL, 36104
Lobby and Drive Thru Monday - Thursday 9:00 - 4:00 Friday 9:00 - 5:30
Taylor Road
3401 Malcolm Dr, Montgomery, AL, 36116-8818
Lobby Monday - Thursday 9:00 - 4:00 Friday 9:00 - 6:00 Drive Thru Monday - Thursday 9:00 - 5:30Friday 9:00 - 6:00 Saturday 9:00 - 12:00
Zelda Road
2785 Zelda Rd, Montgomery, AL, 36106-2698
Lobby Monday - Thursday 9:00 - 4:00 Friday 9:00 - 6:00 Drive Thru Monday - Thursday 9:00 - 5:30Friday 9:00 - 6:00 Saturday 9:00 - 12:00
Wetumpka
94 Captain Crommelin Dr, Wetumpka, AL, 36092
Lobby and Drive Thru Monday - Thursday 9:00 - 4:00 Friday 9:00 - 6:00 Drive Thru Saturday 9:00 - 12:00
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<a href="https://bankscorer.com/credit-union/max" target="_blank" rel="noopener">View MAX on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Vaughn Road
5245 Vaughn Rd, Montgomery, AL, 36116
Lobby Monday - Thursday 9:00 - 4:00 Friday 9:00 - 6:00 Drive Thru Monday - Thursday 9:00 - 4:00Friday 9:00 - 6:00
Maxwell
10 E Selfridge St, Montgomery, AL, 36112-5989
Lobby and Drive Thru Monday - Thursday 9:00 - 4:00 Friday 9:00 - 5:00
West Montgomery
4705 Mobile Hwy, Montgomery, AL, 36108-5126
Lobby and Drive Thru Monday - Thursday 9:00 - 4:00 Friday 9:00 - 6:00
Millbrook
3441 Highway 14, Millbrook, AL, 36054
Lobby Monday - Thursday 9:00 - 4:00 Friday 9:00 - 6:00 Drive Thru Monday - Thursday 9:00 - 5:30Friday 9:00 - 6:00
Frederick Road
3021 Frederick Rd, Opelika, AL, 36801
Lobby Monday - Thursday 9:00 - 4:00 Friday 9:00 - 6:00 Drive Thru Monday - Thursday 9:00 - 5:30Friday 9:00 - 6:00 Saturday 9:00 - 12:00
6 more locations not shown.