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MARTINSBURG V.A. CENTER

Kearneysville, WV · Federal Credit Union · Chartered in WV

LICUWell Capitalized

Who can join

Community — open geographic area

Charter #22337Est. 1976RSSD: 619381

Members

1,756

Net Worth Ratio

14.33%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$17.1M

Peer Group 3

Members

1,756

as of latest quarter

Net Worth Ratio

14.33%

Well Capitalized

Institution Profile

NCUA

Address

2971 Charles Town Rd, Kearneysville, WV 25430

Chartered

1976

Branch Locations

2 locations

Membership Eligibility

Community — open geographic area

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$17.1M

Total Shares

$14.6M

Total Loans

$4.1M

Net Income

$82K

Net Worth Ratio

14.33%

≥7% = Well Capitalized

Members

1,756

Return on Assets

0.48%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.16%

$7K

Loan-to-share ratio: 27.8%· healthy range 60–80%

Branch Locations

NCUA

Martinsburg VA Center FCU

2971 Charles Town Rd, Kearneysville, WV, 25430

7:30 AM-5:15PM Monday Thru Friday 8:00 AM -12:00 Noon Saturday

MainATMDrive-thru

Eastern Panhandle FCU

36 Gm Access Rd, Martinsburg, WV, 25403-1505

8:00AM until 4:00 PM

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.