🏦Bank Scorer

MAINE STATE

Augusta, ME · State Credit Union · Chartered in ME

Well Capitalized

Who can join

State government employees (special charter)

Charter #63377Est. 1935RSSD: 568395
Compare

Members

37,537

Net Worth Ratio

9.92%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$787.8M

Peer Group 6

Members

37,537

as of latest quarter

Net Worth Ratio

9.92%

Well Capitalized

Institution Profile

NCUA

Address

P.O. Box 5659, Augusta, ME 04332-5659

Chartered

1935

Branch Locations

5 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$787.8M

Total Shares

$698.7M

Total Loans

$591.2M

Net Worth Ratio

9.92%

≥7% = Well Capitalized

Members

37,537

Delinquency Rate (60d+)

0.66%

$3.9M

Loan-to-share ratio: 84.6%· healthy range 60–80%

Branch Locations

NCUA

Capitol Street

200 Capitol St, Augusta, ME, 04330-6238

Drive Up: 7:30am - 5:00pm Monday - Friday Lobby: 8:00am - 4:30pm Monday - Friday

MainATMDrive-thru

East Side

162 Hospital St, Augusta, ME, 04330-0717

Drive-Up Only; No Lobby Access 7:30a.m. - 4:00p.m. Monday - Thursday 8:30a.m. - 5:00p.m. Friday

ATMDrive-thru

Waterville Branch

81 Grove St, Waterville, ME, 04901-5826

Drive Up: 7:30am - 5:00pm Monday - Friday Lobby: 8:00am - 4:30pm Monday - Friday

ATMDrive-thru

Gray Branch

25 Portland Rd, Gray, ME, 04039

Drive Up: 7:30am - 5:00pm Monday - Friday Lobby: 8:00am - 4:30pm Monday - Friday

ATMDrive-thru

Rockland Branch

168 Camden St, Rockland, ME, 04841

Drive Up: 7:30am - 5:00pm Monday - Friday Lobby: 8:00am - 4:30pm Monday - Friday

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA
YearApplicationsOriginatedDenialsOrig. RateDenial Rate
2023119671856.3%15.1%
View full HMDA data on CFPB →Search mortgage lenders →

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

View all on CFPB →File NCUA complaint →

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.