Augusta, ME · State Credit Union · Chartered in ME
Who can join
State government employees (special charter)
Members
37,537
Net Worth Ratio
9.92%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$787.8M
Total Shares
$698.7M
Total Loans
$591.2M
Net Worth Ratio
9.92%
≥7% = Well Capitalized
Members
37,537
Delinquency Rate (60d+)
0.66%
$3.9M
Loan-to-share ratio: 84.6%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 119 | 67 | 18 | 56.3% | 15.1% |
No CFPB complaint data available for this credit union.
Capitol Street
200 Capitol St, Augusta, ME, 04330-6238
Drive Up: 7:30am - 5:00pm Monday - Friday Lobby: 8:00am - 4:30pm Monday - Friday
East Side
162 Hospital St, Augusta, ME, 04330-0717
Drive-Up Only; No Lobby Access 7:30a.m. - 4:00p.m. Monday - Thursday 8:30a.m. - 5:00p.m. Friday
Waterville Branch
81 Grove St, Waterville, ME, 04901-5826
Drive Up: 7:30am - 5:00pm Monday - Friday Lobby: 8:00am - 4:30pm Monday - Friday
Gray Branch
25 Portland Rd, Gray, ME, 04039
Drive Up: 7:30am - 5:00pm Monday - Friday Lobby: 8:00am - 4:30pm Monday - Friday
Rockland Branch
168 Camden St, Rockland, ME, 04841
Drive Up: 7:30am - 5:00pm Monday - Friday Lobby: 8:00am - 4:30pm Monday - Friday
Copy the snippet below to embed a link to this profile on your website.
<a href="https://bankscorer.com/credit-union/maine-state" target="_blank" rel="noopener">View MAINE STATE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.