MAINE HIGHLANDS
Dexter, ME · Federal Credit Union · Chartered in ME
Who can join
Community / multiple bond
Members
14,196
Net Worth Ratio
10.83%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$226.6M
Peer Group 5
Members
14,196
as of latest quarter
Net Worth Ratio
10.83%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$226.6M
Total Shares
$200.9M
Total Loans
$138.0M
Net Worth Ratio
10.83%
≥7% = Well Capitalized
Members
14,196
Delinquency Rate (60d+)
0.93%
$1.3M
Loan-to-share ratio: 68.7%· healthy range 60–80%
Branch Locations
NCUAMain Office - Dexter
73 Main St, Dexter, ME, 04930
Mon - 7:30 - 5:00 Tues & Wed. 8:00 - 4:00 Thurs. 8:00 - 5:00 Fri. 7:30 - 5:00
Guilford Branch
23 Hudson Ave, Guilford, ME, 04443
Mon 7:30 - 5:00 Tues & Wed. 8:00- 4:00 Thurs. 8:00 - 5:00 Fri 7:30 - 5:00
Dover Foxcroft Branch
955 W Main St, Dover Foxcroft, ME, 04426-1028
Mon 7:30 - 5:00 Tues & Wed 8:00 - 4:00 Thurs 8:00 - 5:00 Fri 7:30 - 5:00
Greenville Branch
393 Pritham Avenue, Greenville Junction, ME, 04442
Mon 7:30 - 5:00 Tues & Wed 8:00 - 4:00 Thurs 8:00 - 5:00 Fri 7:30 - 5:00
Brownville Branch
194 Main Rd, Brownville, ME, 04414
Mon 7:30-5:00 Tues & Wed 8:00-4:00 Thurs 8:00-5:00 Fri 7:30-5:00
Canaan Branch
216 Main St, Canaan, ME, 04924
Mon 7:30 am - 5:00 pm Tues 8:00 am - 4:00 pm Wed 8:00 am - 4:00 pm Thurs 8:00 am - 5:00 pm Fri 7:30 am - 5:00 pm
Mortgage Lending (HMDA)
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 45 | 41 | 4 | 91.1% | 8.9% |
| 2022 | 82 | 76 | 5 | 92.7% | 6.1% |
| 2021 | 91 | 83 | 1 | 91.2% | 1.1% |
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/maine-highlands" target="_blank" rel="noopener">View MAINE HIGHLANDS on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.