🏦Bank Scorer

MAINE FAMILY

Lewiston, ME · Federal Credit Union · Chartered in ME

LICUWell Capitalized

Who can join

Employer / occupational group

Charter #2644Est. 1938RSSD: 811372

Members

19,179

Net Worth Ratio

8.71%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$285.7M

Peer Group 5

Members

19,179

as of latest quarter

Net Worth Ratio

8.71%

Well Capitalized

Institution Profile

NCUA

Address

555 Sabattus St, Lewiston, ME 04240

Chartered

1938

Branch Locations

2 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$285.7M

Total Shares

$260.0M

Total Loans

$129.9M

Net Income

$444K

Net Worth Ratio

8.71%

≥7% = Well Capitalized

Members

19,179

Return on Assets

0.16%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.06%

$84K

Loan-to-share ratio: 49.9%· healthy range 60–80%

Branch Locations

NCUA

Main

555 Sabattus St, Lewiston, ME, 04240

Mon-Thurs 9:00 a.m. -5:00 p.m. Fri 9:00 a.m. - 6:00 p.m. Sat 9:00 a.m. - 12:00p.m. drive-up opens at 7:30 daily

MainATMDrive-thru

Schoolhouse

831 Minot Ave, Auburn, ME, 04210

same as main office

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA
YearApplicationsOriginatedDenialsOrig. RateDenial Rate
202376352846.0%36.8%
2022116664156.9%35.3%
20212291199852.0%42.8%

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.