🏦Bank Scorer

LONG REACH

Middlebourne, WV · Federal Credit Union · Chartered in WV

LICUWell Capitalized

Who can join

Multiple select employee groups

Charter #22241Est. 1975RSSD: 851387

Members

10,913

Net Worth Ratio

9.88%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$189.2M

Peer Group 5

Members

10,913

as of latest quarter

Net Worth Ratio

9.88%

Well Capitalized

Institution Profile

NCUA

Address

315 Main St, Middlebourne, WV 26149-9602

Chartered

1975

Branch Locations

5 locations

Membership Eligibility

Multiple select employee groups

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$189.2M

Total Shares

$170.3M

Total Loans

$120.9M

Net Income

$541K

Net Worth Ratio

9.88%

≥7% = Well Capitalized

Members

10,913

Return on Assets

0.29%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.63%

$760K

Loan-to-share ratio: 71.0%· healthy range 60–80%

Branch Locations

NCUA

Middlebourne

315 Main St, Middlebourne, WV, 26149-9602

Monday - Friday 9am-4:30pm Saturday 9am-12:00noon

MainATMDrive-thru

Friendly

10767 Energy Hwy, Friendly, WV, 26146-7512

Monday - Friday 9am-4:30pm

ATMDrive-thru

St. Marys

810 3rd St, Saint Marys, WV, 26170-1155

Monday-Friday 9am-4:30pm Saturday 9am-12:00noon

ATMDrive-thru

Ellenboro

165 E Washington Ave, Ellenboro, WV, 26346

Monday - Friday 9:00 am - 4:30 pm.Saturday 9:00 am - 12:00 pm.

ATMDrive-thru

West Union

54 Main St, West Union, WV, 26456

M-F 9:00 am to 4:30 pm Sat. 9:00 am to 12:00 pm

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.