LOCOGA
Valdosta, GA · Federal Credit Union · Chartered in GA
Who can join
Community — open geographic area
Members
662
Net Worth Ratio
7.13%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$4.4M
Peer Group 2
Members
662
as of latest quarter
Net Worth Ratio
7.13%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$4.4M
Total Shares
$4.1M
Total Loans
$2.7M
Net Income
$3K
Net Worth Ratio
7.13%
≥7% = Well Capitalized
Members
662
Return on Assets
0.06%
annualized · >0.5% healthy
Delinquency Rate (60d+)
1.34%
$36K
Loan-to-share ratio: 65.8%· healthy range 60–80%
Branch Locations
NCUAMain
1592 Norman Dr, Valdosta, GA, 31601-3581
M-Thur 9-5 Friday 9-4:15
Georgia Power Valdosta Federal Credit Union
1707 Dow St, Valdosta, GA, 31601-5166
CMC Vital Records
8520 S Sandy Pkwy, Sandy, UT, 84070-6422
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/locoga" target="_blank" rel="noopener">View LOCOGA on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.