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LOCAL NO. 317 I.A.F.F.

Charleston, WV · State Credit Union · Chartered in WV

Well Capitalized

Who can join

State government employees (special charter)

Charter #68113Est. 1939RSSD: 1225202

Members

456

Net Worth Ratio

9.62%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$10.1M

Peer Group 3

Members

456

as of latest quarter

Net Worth Ratio

9.62%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 3736, Charleston, WV 25337

Chartered

1939

Branch Locations

2 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$10.1M

Total Shares

$9.1M

Total Loans

$6.4M

Net Income

$95K

Net Worth Ratio

9.62%

≥7% = Well Capitalized

Members

456

Return on Assets

0.94%

annualized · >0.5% healthy

Loan-to-share ratio: 70.7%· healthy range 60–80%

Branch Locations

NCUA

Main Branch

205A Tennessee Ave, Charleston, WV, 25302-2370

M-W8:00 to 2:00

Main

FedComp

10300 Eaton Pl, Fairfax, VA, 22030-2242

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.