Houston, TX · State Credit Union · Chartered in TX
Who can join
State government employees (special charter)
Members
808
Net Worth Ratio
25.35%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$5.2M
Total Shares
$3.7M
Total Loans
$2.3M
Net Worth Ratio
25.35%
≥7% = Well Capitalized
Members
808
Delinquency Rate (60d+)
1.22%
$29K
Loan-to-share ratio: 62.6%· healthy range 60–80%
No HMDA mortgage lending data on record for this credit union.
No CFPB complaint data available for this credit union.
LIGHT COMMERCE CREDIT UNION
1535 Greensmark Dr, HOUSTON, TX, 77067-4020
10AM- 4PM MONDAY - FRIDAY
Deda Sphere
1790 Kirby Pkwy STE 200, MEMPHIS, TN, 38138-7437
VELERA
4950 AMON CARTER BLVD, FORT WORTH, TX, 76155
9:00 AM - 5:00 PM
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<a href="https://bankscorer.com/credit-union/light-commerce" target="_blank" rel="noopener">View LIGHT COMMERCE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.