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LAREDO

Laredo, TX · Federal Credit Union · Chartered in TX

LICU MDIWell Capitalized

Who can join

Employer / occupational group

Charter #11011Est. 1956RSSD: 842684

Members

18,088

Net Worth Ratio

11.15%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$135.9M

Peer Group 5

Members

18,088

as of latest quarter

Net Worth Ratio

11.15%

Well Capitalized

Institution Profile

NCUA

Address

1119 Corpus Christi St, Laredo, TX 78040-5258

Chartered

1956

Branch Locations

3 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$135.9M

Total Shares

$124.6M

Total Loans

$78.1M

Net Worth Ratio

11.15%

≥7% = Well Capitalized

Members

18,088

Delinquency Rate (60d+)

0.14%

$111K

Loan-to-share ratio: 62.7%· healthy range 60–80%

Branch Locations

NCUA

Main Office

1119 Corpus Christi St, Laredo, TX, 78040-5258

(M-F 8:30am to 6:30pm) (S 9:00am to 3:00pm)

MainATMDrive-thru

McPherson Branch

7114 McPherson Rd, Laredo, TX, 78041-6501

M-F(8:30am to 5:30pm) S (9:00am to 3:00pm)

ATMDrive-thru

South Branch

4170 S Zapata Hwy Ste 1, Laredo, TX, 78046-8558

M-F(8:30am to 5:30pm) S (9:00am to 3:00pm)

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.