Decatur, IL · State Credit Union · Chartered in IL
Who can join
State government employees (special charter)
Members
35,390
Net Worth Ratio
9.40%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$517.7M
Total Shares
$462.8M
Total Loans
$360.6M
Net Worth Ratio
9.40%
≥7% = Well Capitalized
Members
35,390
Delinquency Rate (60d+)
0.71%
$2.6M
Loan-to-share ratio: 77.9%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 119 | 98 | 14 | 82.3% | 11.8% |
| 2022 | 113 | 89 | 18 | 78.8% | 15.9% |
| 2021 | 175 | 140 | 26 | 80.0% | 14.9% |
No CFPB complaint data available for this credit union.
Prosperity
4850 E Prosperity Place, Decatur, IL, 62521
M, Tu, Th Lobby 8:30-5 Drive Up 8-5:30W 9-5 8-5:30Fri 8:30-5 7:30-6Sat 8:30-12
Oakland
2890 N Oakland Ave, Decatur, IL, 62526
M, Tu, Th Lobby: 8:30-5 D/U: 8-5:30 W 9:-5 8-5:30 F 8:30-5 7:30-6Sat 8:30-12 8-3
Water
1435 N Water St, Decatur, IL, 62526
M, Tu, Th 8-5:30 W 9-5:30 F 7:30-6
Pana
206 S Locust St, Pana, IL, 62557
M-Th Lobby: 8:30-5 D/U: 8-5 F 8:30-5 8-6 S 8:30-12 8-12
Effingham - South
2302 S Banker St, Effingham, IL, 62401
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<a href="https://bankscorer.com/credit-union/land-of-lincoln" target="_blank" rel="noopener">View LAND OF LINCOLN on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
M, Tu, Th Lobby: 8:30-5pm D/U: 8am-5pm W 9-5 8-5:30 F 8:30-5 8am-5:30pm
Vandalia
925 New York Dr, Vandalia, IL, 62471
M-F Lobby:8:30-5 D/U: 8-5 S 8:30-12 8-12
Mattoon
720 Broadway Ave, Mattoon, IL, 61938
M,Tu Lobby: 8:30-5 D/U: 8-5 W 9-5 9-5 Th,F 8:30-5 8-5:30 S 8:30-12 8-12
Bloomington/Normal
115 Susan Dr, Normal, IL, 61761
8:30am - 5:00pm Monday - Friday
Centralia
234 N Poplar St, Centralia, IL, 62801
8:30-4:00 Mon-Fri
Springfield
300 S Grand Ave W, Springfield, IL, 62704-3716
8-5 Mon-Thur8-5:30 Fri
5 more locations not shown.