🏦Bank Scorer

LANCO

Lancaster, PA · Federal Credit Union · Chartered in PA

Well Capitalized

Who can join

Employer / occupational group

Charter #16657Est. 1965RSSD: 959685

Members

9,983

Net Worth Ratio

10.74%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$126.5M

Peer Group 5

Members

9,983

as of latest quarter

Net Worth Ratio

10.74%

Well Capitalized

Institution Profile

NCUA

Address

349 W Roseville Rd, Lancaster, PA 17601

Chartered

1965

Branch Locations

3 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$126.5M

Total Shares

$111.8M

Total Loans

$87.1M

Net Income

$387K

Net Worth Ratio

10.74%

≥7% = Well Capitalized

Members

9,983

Return on Assets

0.31%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.28%

$246K

Loan-to-share ratio: 77.9%· healthy range 60–80%

Branch Locations

NCUA

LANCO FCU Roseville

349 W Roseville Rd, Lancaster, PA, 17601

Monday-Thursday 9:00am-5:00pm Friday 9:00am-6:00pm Saturday 9:00am-12:00pm includes drive thru Monday - Thursday Drive Thru 8

MainATMDrive-thru

LANCO FCU Willow Street Br

2516 Willow Street Pike N, Willow Street, PA, 17584-9585

M-Th 9:00am-5:00pm Friday 9am-6:00pm Sat 9:00am-12:00pm

ATMDrive-thru

LANCO FCU Brownstown Branch

4213 Oregon Pike, Ephrata, PA, 17522

Monday thru Thursday 9-5Friday 9-6

ATM

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.