Monticello, IN · Federal Credit Union · Chartered in IN
Who can join
Employer / occupational group
Members
3,014
Net Worth Ratio
15.01%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$27.5M
Total Shares
$23.4M
Total Loans
$15.6M
Net Income
$136K
Net Worth Ratio
15.01%
≥7% = Well Capitalized
Members
3,014
Return on Assets
0.49%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.14%
$22K
No HMDA mortgage lending data on record for this credit union.
No CFPB complaint data available for this credit union.
Lakes Federal Credit Union
106 Rickey Rd, Monticello, IN, 47960-1537
Monday - Thursday 9:00-4:30 Friday 9:00-600
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<a href="https://bankscorer.com/credit-union/lakes" target="_blank" rel="noopener">View LAKES on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 66.8%· healthy range 60–80%