LAKE HURON
Saginaw, MI · State Credit Union · Chartered in MI
Who can join
State government employees (special charter)
Members
6,264
Net Worth Ratio
14.33%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$82.5M
Peer Group 4
Members
6,264
as of latest quarter
Net Worth Ratio
14.33%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$82.5M
Total Shares
$67.8M
Total Loans
$61.1M
Net Worth Ratio
14.33%
≥7% = Well Capitalized
Members
6,264
Delinquency Rate (60d+)
0.35%
$214K
Loan-to-share ratio: 90.1%· healthy range 60–80%
Branch Locations
NCUAMain Office
1540 Tittabawassee Rd, Saginaw, MI, 48604-9445
9-5:30 Monday, Tuesday, 10-5:30 Wednesday 8-5:30 Thursday 8-6 Friday 8-1 Saturday
Shattuck Branch
5685 Shattuck Rd, Saginaw, MI, 48603
9-5:30 Monday, Tuesday, Thursday 10-5:30 Wednesday 8-6 Friday
Bay City Branch
314 E Midland St, Bay City, MI, 48706
9-5:30 Monday, Tuesday, Thursday 10-5:30 Wednesday, 8-6 Friday
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/lake-huron" target="_blank" rel="noopener">View LAKE HURON on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.