Saginaw, MI · State Credit Union · Chartered in MI
Who can join
State government employees (special charter)
Members
6,264
Net Worth Ratio
14.33%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$82.5M
Total Shares
$67.8M
Total Loans
$61.1M
Net Worth Ratio
14.33%
≥7% = Well Capitalized
Members
6,264
Delinquency Rate (60d+)
0.35%
$214K
Loan-to-share ratio: 90.1%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 120 | 47 | 66 | 39.2% | 55.0% |
| 2022 | 160 | 67 | 85 | 41.9% | 53.1% |
| 2021 | 268 | 105 | 148 | 39.2% | 55.2% |
No CFPB complaint data available for this credit union.
Main Office
1540 Tittabawassee Rd, Saginaw, MI, 48604-9445
9-5:30 Monday, Tuesday, 10-5:30 Wednesday 8-5:30 Thursday 8-6 Friday 8-1 Saturday
Shattuck Branch
5685 Shattuck Rd, Saginaw, MI, 48603
9-5:30 Monday, Tuesday, Thursday 10-5:30 Wednesday 8-6 Friday
Bay City Branch
314 E Midland St, Bay City, MI, 48706
9-5:30 Monday, Tuesday, Thursday 10-5:30 Wednesday, 8-6 Friday
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<a href="https://bankscorer.com/credit-union/lake-huron" target="_blank" rel="noopener">View LAKE HURON on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.