🏦Bank Scorer

LA TERRE

Houma, LA · Federal Credit Union · Chartered in LA

LICUAdequately Capitalized

Who can join

Employer / occupational group

Charter #20002Est. 1970RSSD: 515782

Members

4,924

Net Worth Ratio

6.30%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$25.4M

Peer Group 3

Members

4,924

as of latest quarter

Net Worth Ratio

6.30%

Adequately Capitalized

Institution Profile

NCUA

Address

701 Barrow St, Houma, LA 70360-4701

Chartered

1970

Branch Locations

1 location

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$25.4M

Total Shares

$23.7M

Total Loans

$21.8M

Net Income

$-21,018

Net Worth Ratio

6.30%

≥7% = Well Capitalized

Members

4,924

Return on Assets

-0.08%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.30%

$66K

Loan-to-share ratio: 91.9%· healthy range 60–80%

Branch Locations

NCUA

Downtown Office

701 Barrow St, Houma, LA, 70360-4701

Monday -Thursday 9am-5pm Friday 9am-4:30pm

MainATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.