🏦Bank Scorer

L. E. O.

Painesville, OH · State Credit Union · Chartered in OH

Well Capitalized

Who can join

State government employees (special charter)

Charter #66329Est. 1985RSSD: 778091

Members

1,521

Net Worth Ratio

24.42%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$10.4M

Peer Group 3

Members

1,521

as of latest quarter

Net Worth Ratio

24.42%

Well Capitalized

Institution Profile

NCUA

Address

P.O. Box 937, Painesville, OH 44077

Chartered

1985

Branch Locations

2 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$10.4M

Total Shares

$7.9M

Total Loans

$3.7M

Net Income

$-47,219

Net Worth Ratio

24.42%

≥7% = Well Capitalized

Members

1,521

Return on Assets

-0.45%

annualized · >0.5% healthy

Delinquency Rate (60d+)

4.25%

$157K

Loan-to-share ratio: 46.9%· healthy range 60–80%

Branch Locations

NCUA

L.E.O. Credit Union, Inc.

155 Freedom Rd, Painesville, OH, 44077

7:00 a.m. - 1:00 p.m.

Main

Lubrizol Corp.

29400 Lakeland Blvd, Wickliffe, OH, 44092

Monday - Friday 6:30 A.M. - 1:30 P.M.

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.