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KSW

Waterville, ME · Federal Credit Union · Chartered in ME

Well Capitalized

Who can join

Community / multiple bond

Charter #9943Est. 1954RSSD: 97381

Members

9,553

Net Worth Ratio

14.23%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$120.6M

Peer Group 5

Members

9,553

as of latest quarter

Net Worth Ratio

14.23%

Well Capitalized

Institution Profile

NCUA

Address

222 College Ave, Waterville, ME 04901-6226

Chartered

1954

Branch Locations

2 locations

Membership Eligibility

Community / multiple bond

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$120.6M

Total Shares

$103.3M

Total Loans

$90.3M

Net Worth Ratio

14.23%

≥7% = Well Capitalized

Members

9,553

Delinquency Rate (60d+)

0.08%

$71K

Loan-to-share ratio: 87.3%· healthy range 60–80%

Branch Locations

NCUA

Main Office

222 College Ave, Waterville, ME, 04901-6226

Monday thru Friday 8:00 am - 5:00 pm

MainATMDrive-thru

Belfast

135 Waldo Ave, Belfast, ME, 04915-6909

Monday - Friday 8:00 am to 5:00 pm

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.