Columbus, GA · Federal Credit Union · Chartered in GA
Who can join
Employer / occupational group
Members
44,676
Net Worth Ratio
13.90%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$660.7M
Total Shares
$567.1M
Total Loans
$433.6M
Net Worth Ratio
13.90%
≥7% = Well Capitalized
Members
44,676
Delinquency Rate (60d+)
0.95%
$4.1M
Loan-to-share ratio: 76.5%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 126 | 77 | 35 | 61.1% | 27.8% |
| 2022 | 145 | 100 | 26 | 69.0% | 17.9% |
| 2021 | 116 | 83 | 20 | 71.5% | 17.2% |
No CFPB complaint data available for this credit union.
13th Center Branch
1251 13th St, Columbus, GA, 31901-2227
Lobby - M-Fri 9:00 am - 5:00 pm Drive-Thru M-Fri 9:00 am - 7:00 pm
North Branch
7300 Veterans Pkwy, Columbus, GA, 31909-3198
M-F 9:00 am - 5:00 pm Sat 9:00 am - 12:00 noon Drive Thru M-Fri 9:00 am - 7:00 pmSat 9:00 am - 12:00 noon
Peachtree Branch
4811 Bankers Blvd, Columbus, GA, 31909-5359
M-F 9:00 am - 5:30 pm Sat - 9:00 am-12:00 noon Drive Thru M-Thrs 9:00 am - 5:30 pm; Fri- 9:00 am - 6:00 pm; Sat - 9:00 am - 12;00 noon
Express Service Center
4105 Buena Vista Rd, Columbus, GA, 31907-3859
M-F 10:30-7:00
South Lumpkin Service Center
1807 S Lumpkin Rd Ste D, Columbus, GA, 31903-2794
M-F 10:00-7:00 S 9:00-12:00
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<a href="https://bankscorer.com/credit-union/kinetic" target="_blank" rel="noopener">View KINETIC on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
280 Branch
3722 US Highway 431 N, Phenix City, AL, 36867
Mon-Fri 9:30 a.m. to 5:00 p.m. Sat 9 a.m. to 12 noon Drive-Thru Mon - Fri 9 a.m. to 7 p.m. Drive-Thru Sat 9 a.m. to 12 noon
Lakeside Village
6516 Kitten Lake Dr, Midland, GA, 31820-3840
Main lobby 10 a.m. ? 6 p.m. Monday ? FridayPTM lobby 10 a.m. - 7 p.m. Monday - FridaySaturdays from 9 a.m. ? 12 p.m.