KEYPOINT
San Jose, CA · State Credit Union · Chartered in CA
Who can join
State government employees (special charter)
Members
55,225
Net Worth Ratio
9.00%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$1.70B
Peer Group 6
Members
55,225
as of latest quarter
Net Worth Ratio
9.00%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$1.70B
Total Shares
$1.40B
Total Loans
$1.30B
Net Worth Ratio
9.00%
≥7% = Well Capitalized
Members
55,225
Delinquency Rate (60d+)
0.23%
$3.0M
Loan-to-share ratio: 92.5%· healthy range 60–80%
Branch Locations
NCUASan Jose
2150 Trade Zone Blvd, San Jose, CA, 95131-1730
Mon-Fri
Brokaw Commons Branch
1055 E Brokaw Rd, San Jose, CA, 95131
Mon, Tues, & Thurs 9 am - 5 pm Wed 10 am -5 pm Fri 9 am - 6 pm Saturday 9:30 am - 2 pm
Santa Clara Branch
3556 La Rambla Ave, Santa Clara, CA, 95051-0734
Mon, Tues, & Thurs 9 am - 5 pm Wed 10 am -5 pm Fri 9 am - 5 pm Sat & Sun 9:30-2 pm
Cupertino Branch
10815 N Wolfe Rd Ste 100, Cupertino, CA, 95014-0611
Mon, Tues, & Thurs 9 am - 5 pm Wed 10 am -5 pm Fri 9 am - 6 pm Saturday 9:30 am - 2 pm
Milpitas Town Center Branch
573 E CALAVERAS BLVD, Milpitas, CA, 95035
Mon, Tues, & Thurs 9 am - 5 pm Wed 10 am -5 pm Fri 9 am - 6 pm Saturday 9:30 am - 2 pm
Dublin
7901 Amador Valley Blvd, Dublin, CA, 94568
Mon, Tues, & Thurs 9 am - 5 pm Wed 10 am -5 pm Fri 9 am - 6 pm Saturday 9:30 am - 2 pm
Goleta branch
7062 Market Place Dr, Goleta, CA, 93117-5902
Mon, Tues, & Thurs 9 am - 5 pm Wed 10 am -5 pm Fri 9 am - 6 pm Saturday 9:30 am - 2 pm
Santa Teresa Branch
7030 Santa Teresa Blvd, San Jose, CA, 95139-1322
Mon, Tues, & Thurs 9 am - 5 pm Wed 10 am - 5 pm, Fri 9 am - 6 pm Sat & Sun 9:30-2 pm
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/keypoint" target="_blank" rel="noopener">View KEYPOINT on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.