San Jose, CA · State Credit Union · Chartered in CA
Who can join
State government employees (special charter)
Members
55,225
Net Worth Ratio
9.00%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$1.70B
Total Shares
$1.40B
Total Loans
$1.30B
Net Worth Ratio
9.00%
≥7% = Well Capitalized
Members
55,225
Delinquency Rate (60d+)
0.23%
$3.0M
Loan-to-share ratio: 92.5%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 110 | 82 | 1 | 74.5% | 0.9% |
| 2022 | 359 | 282 | 6 | 78.5% | 1.7% |
| 2021 | 1,027 | 736 | 105 | 71.7% | 10.2% |
No CFPB complaint data available for this credit union.
San Jose
2150 Trade Zone Blvd, San Jose, CA, 95131-1730
Mon-Fri
Brokaw Commons Branch
1055 E Brokaw Rd, San Jose, CA, 95131
Mon, Tues, & Thurs 9 am - 5 pm Wed 10 am -5 pm Fri 9 am - 6 pm Saturday 9:30 am - 2 pm
Santa Clara Branch
3556 La Rambla Ave, Santa Clara, CA, 95051-0734
Mon, Tues, & Thurs 9 am - 5 pm Wed 10 am -5 pm Fri 9 am - 5 pm Sat & Sun 9:30-2 pm
Cupertino Branch
10815 N Wolfe Rd Ste 100, Cupertino, CA, 95014-0611
Mon, Tues, & Thurs 9 am - 5 pm Wed 10 am -5 pm Fri 9 am - 6 pm Saturday 9:30 am - 2 pm
Milpitas Town Center Branch
573 E CALAVERAS BLVD, Milpitas, CA, 95035
Mon, Tues, & Thurs 9 am - 5 pm Wed 10 am -5 pm Fri 9 am - 6 pm Saturday 9:30 am - 2 pm
Dublin
Copy the snippet below to embed a link to this profile on your website.
<a href="https://bankscorer.com/credit-union/keypoint" target="_blank" rel="noopener">View KEYPOINT on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
7901 Amador Valley Blvd, Dublin, CA, 94568
Mon, Tues, & Thurs 9 am - 5 pm Wed 10 am -5 pm Fri 9 am - 6 pm Saturday 9:30 am - 2 pm
Goleta branch
7062 Market Place Dr, Goleta, CA, 93117-5902
Mon, Tues, & Thurs 9 am - 5 pm Wed 10 am -5 pm Fri 9 am - 6 pm Saturday 9:30 am - 2 pm
Santa Teresa Branch
7030 Santa Teresa Blvd, San Jose, CA, 95139-1322
Mon, Tues, & Thurs 9 am - 5 pm Wed 10 am - 5 pm, Fri 9 am - 6 pm Sat & Sun 9:30-2 pm