🏦Bank Scorer

KERR COUNTY

Kerrville, TX · Federal Credit Union · Chartered in TX

LICUWell Capitalized

Who can join

Community / multiple bond

Charter #1558Est. 1936RSSD: 412676

Members

13,906

Net Worth Ratio

11.78%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$156.7M

Peer Group 5

Members

13,906

as of latest quarter

Net Worth Ratio

11.78%

Well Capitalized

Institution Profile

NCUA

Address

500 Main St, Kerrville, TX 78028-5380

Chartered

1936

Branch Locations

4 locations

Membership Eligibility

Community / multiple bond

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$156.7M

Total Shares

$137.2M

Total Loans

$114.9M

Net Worth Ratio

11.78%

≥7% = Well Capitalized

Members

13,906

Delinquency Rate (60d+)

0.59%

$677K

Loan-to-share ratio: 83.7%· healthy range 60–80%

Branch Locations

NCUA

Central Branch

500 Main St, Kerrville, TX, 78028-5380

9-5 lobby Monday - Friday8:30-5:30 drive through Monday - Friday

MainATMDrive-thru

KERRVILLE - MAIN

3700 Memorial Blvd, Kerrville, TX, 78028-5710

drive through M-F 7:30-5:30 S 9-12 lobby M-F 8:30 - 5:30 S 9-12

ATMDrive-thru

Junction Branch

2200 Main St, Junction, TX, 76849

M-F 8:30 - 5:00 Lobby Drive thru 8:30 - 5:00 M-F and Sat. 9-12

ATMDrive-thru

West Branch

2335 Junction Hwy, Kerrville, TX, 78028

8:30 - 5:30 M-F Saturday - drive thru 9-12

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.