🏦Bank Scorer

KEMBA CHARLESTON

Dunbar, WV · Federal Credit Union · Chartered in WV

LICUWell Capitalized

Who can join

Multiple / other

Charter #108Est. 1935RSSD: 886772

Members

3,420

Net Worth Ratio

20.01%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$45.7M

Peer Group 3

Members

3,420

as of latest quarter

Net Worth Ratio

20.01%

Well Capitalized

Institution Profile

NCUA

Address

1830 Roxalana Road, Dunbar, WV 25064-2705

Chartered

1935

Branch Locations

1 location

Membership Eligibility

Multiple / other

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$45.7M

Total Shares

$36.1M

Total Loans

$13.6M

Net Worth Ratio

20.01%

≥7% = Well Capitalized

Members

3,420

Delinquency Rate (60d+)

0.43%

$58K

Loan-to-share ratio: 37.7%· healthy range 60–80%

Branch Locations

NCUA

Kemba Charleston FCU

1830 Roxalana Rd, Dunbar, WV, 25064-2705

Monday-Friday 8:30AM-4:30PM

MainDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.