Houston, TX · Federal Credit Union · Chartered in TX
Who can join
Industry / trade group
Members
4,364
Net Worth Ratio
21.42%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$79.6M
Total Shares
$62.1M
Total Loans
$40.6M
Net Worth Ratio
21.42%
≥7% = Well Capitalized
Members
4,364
Delinquency Rate (60d+)
0.33%
$133K
Loan-to-share ratio: 65.4%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 13 | 7 | 1 | 53.9% | 7.7% |
| 2022 | 24 | 16 | 1 | 66.7% | 4.2% |
| 2021 | 32 | 12 | 0 | 37.5% | 0.0% |
No CFPB complaint data available for this credit union.
KBR HERITAGE FCU
601 JEFFERSON ST # KT-02, HOUSTON, TX, 77002
8:30 A.M. - 3:30 P.M.
FISERV-Portico
255 Fiserv Dr, Brookfield, WI, 53045-5815
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<a href="https://bankscorer.com/credit-union/kbr-heritage" target="_blank" rel="noopener">View KBR HERITAGE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.