Kalamazoo, MI · State Credit Union · Chartered in MI
Who can join
State government employees (special charter)
Members
21,952
Net Worth Ratio
10.32%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$293.3M
Total Shares
$264.2M
Total Loans
$223.3M
Net Income
$506K
Net Worth Ratio
10.32%
≥7% = Well Capitalized
Members
21,952
Return on Assets
0.17%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.11%
$240K
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 161 | 135 | 14 | 83.8% | 8.7% |
| 2022 | 184 | 168 | 9 | 91.3% | 4.9% |
| 2021 | 302 | 272 | 14 | 90.1% | 4.6% |
No CFPB complaint data available for this credit union.
Corporate Headquarters
5220 Lovers Ln Ste 200, Portage, MI, 49002
M, W, Th, F, 9:00am to 5:00 pm - Tues 10:00am - 5:00 pm
Westnedge Branch
7225 S Westnedge Ave, Portage, MI, 49002-4210
M-F drive thru open 8:30am - 7:00 pm Lobby M, w, th, fr 9:00am-5:00pm Tues 10:00 am - 5:00 pm
Battle Creek Branch
1585 W Dickman Rd, Springfield, MI, 49037-4825
M, W, Th, F 9:00am - 5:30 pm closed Tuesday
Stadium / Drake Branch
2121 S Drake Rd, Kalamazoo, MI, 49006-5776
Lobby Hours: Monday, Wednesday, Thursday, Friday: 9:00 am - 5:00 pm Tuesdays: 10:00 am - 5:00 pm Saturdays: 9:00 am - Noon Drive-Thru Hours: Monday through Friday: 8:30 am - 7:00 pm Saturdays: 9:00 am - 2:00 pm
Milwood Branch
3121 Portage St, Kalamazoo, MI, 49001-3751
9-5 Monday thru Friday9-12 SaturdayMoving cash/teller/member business to this branch in October 2021 and removing from Main Office @ Millcork
Copy the snippet below to embed a link to this profile on your website.
<a href="https://bankscorer.com/credit-union/kalsee" target="_blank" rel="noopener">View KALSEE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 84.5%· healthy range 60–80%
Gull Road Branch
5242 Gull Rd, Kalamazoo, MI, 49048
9-5 Monday, Wednesday Thursday and Friday 10-5 on Tuesday 9-12 Saturday
Vicksburg Branch
119 N Main St, Vicksburg, MI, 49097
9-5 Monday thru Friday9-12 Saturday