KALSEE
Kalamazoo, MI · State Credit Union · Chartered in MI
Who can join
State government employees (special charter)
Members
21,952
Net Worth Ratio
10.32%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$293.3M
Peer Group 5
Members
21,952
as of latest quarter
Net Worth Ratio
10.32%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$293.3M
Total Shares
$264.2M
Total Loans
$223.3M
Net Income
$506K
Net Worth Ratio
10.32%
≥7% = Well Capitalized
Members
21,952
Return on Assets
0.17%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.11%
$240K
Loan-to-share ratio: 84.5%· healthy range 60–80%
Branch Locations
NCUACorporate Headquarters
5220 Lovers Ln Ste 200, Portage, MI, 49002
M, W, Th, F, 9:00am to 5:00 pm - Tues 10:00am - 5:00 pm
Westnedge Branch
7225 S Westnedge Ave, Portage, MI, 49002-4210
M-F drive thru open 8:30am - 7:00 pm Lobby M, w, th, fr 9:00am-5:00pm Tues 10:00 am - 5:00 pm
Battle Creek Branch
1585 W Dickman Rd, Springfield, MI, 49037-4825
M, W, Th, F 9:00am - 5:30 pm closed Tuesday
Stadium / Drake Branch
2121 S Drake Rd, Kalamazoo, MI, 49006-5776
Lobby Hours: Monday, Wednesday, Thursday, Friday: 9:00 am - 5:00 pm Tuesdays: 10:00 am - 5:00 pm Saturdays: 9:00 am - Noon Drive-Thru Hours: Monday through Friday: 8:30 am - 7:00 pm Saturdays: 9:00 am - 2:00 pm
Milwood Branch
3121 Portage St, Kalamazoo, MI, 49001-3751
9-5 Monday thru Friday9-12 SaturdayMoving cash/teller/member business to this branch in October 2021 and removing from Main Office @ Millcork
Gull Road Branch
5242 Gull Rd, Kalamazoo, MI, 49048
9-5 Monday, Wednesday Thursday and Friday 10-5 on Tuesday 9-12 Saturday
Vicksburg Branch
119 N Main St, Vicksburg, MI, 49097
9-5 Monday thru Friday9-12 Saturday
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/kalsee" target="_blank" rel="noopener">View KALSEE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.