🏦Bank Scorer

K V

Augusta, ME · Federal Credit Union · Chartered in ME

Well Capitalized

Who can join

Employer / occupational group

Charter #15328Est. 1962RSSD: 149280

Members

10,948

Net Worth Ratio

12.23%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$138.4M

Peer Group 5

Members

10,948

as of latest quarter

Net Worth Ratio

12.23%

Well Capitalized

Institution Profile

NCUA

Address

316 W River Rd, Augusta, ME 04330-3992

Chartered

1962

Branch Locations

3 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$138.4M

Total Shares

$121.1M

Total Loans

$80.2M

Net Income

$422K

Net Worth Ratio

12.23%

≥7% = Well Capitalized

Members

10,948

Return on Assets

0.31%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.02%

$16K

Loan-to-share ratio: 66.2%· healthy range 60–80%

Branch Locations

NCUA

Main Office Branch

316 W River RD, Augusta, ME, 04330-3992

Mon - Thurs 8am-4:30pm Fri 8am-5:30pm Sat 9am-12pm

MainDrive-thru

Waterville Branch

299 Main St, Waterville, ME, 04901-4918

M-F 8-5

Drive-thru

Oakland Branch

35 Oak St, Oakland, ME, 04963-5013

Mon-Thurs 8am-4pm Fri 8am-5pm

Drive-thru

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.