Saint Johns, MI · Federal Credit Union · Chartered in MI
Who can join
Community / multiple bond
Members
17,238
Net Worth Ratio
9.88%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$189.6M
Total Shares
$169.5M
Total Loans
$104.8M
Net Worth Ratio
9.88%
≥7% = Well Capitalized
Members
17,238
Delinquency Rate (60d+)
0.30%
$310K
Loan-to-share ratio: 61.8%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 99 | 71 | 12 | 71.7% | 12.1% |
| 2022 | 72 | 66 | 2 | 91.7% | 2.8% |
No CFPB complaint data available for this credit union.
St. Johns Branch
1200 Zeeb Dr, Saint Johns, MI, 48879-1150
Monday - Friday 9:00 - 5:00 Saturday 9:00-12:00
Fowler Branch
10667 E 2nd St, Fowler, MI, 48835-5139
Lobby - Monday - Friday 9:00 - 5:00 Closed for Lunch 1pm-2pm Drive Thru - Same as above
Ovid Branch
1090 Baese Ct, Ovid, MI, 48866
Monday, - Friday 9:00 - 5:00 Saturday 9:00 - 12:00
Alma Branch
130 W Superior St, Alma, MI, 48801-1643
Monday-Friday 9am-5pm Saturday 9am-12pm
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<a href="https://bankscorer.com/credit-union/journey" target="_blank" rel="noopener">View JOURNEY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.