JOURNEY
Saint Johns, MI · Federal Credit Union · Chartered in MI
Who can join
Community / multiple bond
Members
17,238
Net Worth Ratio
9.88%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$189.6M
Peer Group 5
Members
17,238
as of latest quarter
Net Worth Ratio
9.88%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$189.6M
Total Shares
$169.5M
Total Loans
$104.8M
Net Worth Ratio
9.88%
≥7% = Well Capitalized
Members
17,238
Delinquency Rate (60d+)
0.30%
$310K
Loan-to-share ratio: 61.8%· healthy range 60–80%
Branch Locations
NCUASt. Johns Branch
1200 Zeeb Dr, Saint Johns, MI, 48879-1150
Monday - Friday 9:00 - 5:00 Saturday 9:00-12:00
Fowler Branch
10667 E 2nd St, Fowler, MI, 48835-5139
Lobby - Monday - Friday 9:00 - 5:00 Closed for Lunch 1pm-2pm Drive Thru - Same as above
Ovid Branch
1090 Baese Ct, Ovid, MI, 48866
Monday, - Friday 9:00 - 5:00 Saturday 9:00 - 12:00
Alma Branch
130 W Superior St, Alma, MI, 48801-1643
Monday-Friday 9am-5pm Saturday 9am-12pm
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/journey" target="_blank" rel="noopener">View JOURNEY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.