🏦Bank Scorer

JAMES WARD, JR.

Jennings, LA · Federal Credit Union · Chartered in LA

LICU MDIWell Capitalized

Who can join

Occupational / select employee group

Charter #14537Est. 1961RSSD: 2282

Members

493

Net Worth Ratio

32.92%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$1.9M

Peer Group 1

Members

493

as of latest quarter

Net Worth Ratio

32.92%

Well Capitalized

Institution Profile

NCUA

Address

P.O. Box 1082, Jennings, LA 70546-6429

Chartered

1961

Branch Locations

3 locations

Membership Eligibility

Occupational / select employee group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$1.9M

Total Shares

$1.3M

Total Loans

$1.1M

Net Income

$1K

Net Worth Ratio

32.92%

≥7% = Well Capitalized

Members

493

Return on Assets

0.07%

annualized · >0.5% healthy

Delinquency Rate (60d+)

4.46%

$49K

Loan-to-share ratio: 85.4%· healthy range 60–80%

Branch Locations

NCUA

JAMES WARD JR. FCU

303 S Main St, Jennings, LA, 70546-6429

10:30 A.M. TO 5 P.M.

Main

JEFF DAVIS BANK

507 N Main St, Jennings, LA, 70546-5345

CADDO TEACHER F.C.U.

4625 hEARNE AVE, SHREVEPORT, LA, 71108

8 A.M TO 5 P.M.

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.