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JACKSON RIVER COMMUNITY

Covington, VA · State Credit Union · Chartered in VA

LICUWell Capitalized

Who can join

State government employees (special charter)

Charter #66967Est. 1953RSSD: 147790

Members

6,872

Net Worth Ratio

15.34%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$131.9M

Peer Group 5

Members

6,872

as of latest quarter

Net Worth Ratio

15.34%

Well Capitalized

Institution Profile

NCUA

Address

347 North Court Ave, Covington, VA 24426

Chartered

1953

Branch Locations

2 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$131.9M

Total Shares

$111.2M

Total Loans

$54.1M

Net Worth Ratio

15.34%

≥7% = Well Capitalized

Members

6,872

Delinquency Rate (60d+)

1.00%

$540K

Loan-to-share ratio: 48.6%· healthy range 60–80%

Branch Locations

NCUA

Jackson River Community Credit Union

347 N Court Ave, Covington, VA, 24426

Mon-Fri 9-5 Sat 9-12

MainATMDrive-thru

Jackson River Community Credit Union

Westvaco Road, Low Moor, VA, 24457

M-F 9-5

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.