INTEGRA FIRST
Powers, MI · Federal Credit Union · Chartered in MI
Who can join
Community / multiple bond
Members
11,554
Net Worth Ratio
8.95%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$135.6M
Peer Group 5
Members
11,554
as of latest quarter
Net Worth Ratio
8.95%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$135.6M
Total Shares
$123.0M
Total Loans
$87.3M
Net Worth Ratio
8.95%
≥7% = Well Capitalized
Members
11,554
Delinquency Rate (60d+)
0.68%
$595K
Loan-to-share ratio: 71.0%· healthy range 60–80%
Branch Locations
NCUAPowers Branch
W3803 US Highway 2/41, Powers, MI, 49874-9793
M-F 8:30 - 5:30 S- 830-12:00
Menominee Branch
2600 10th St, Menominee, MI, 49858-1904
Monday - Friday 8:30 - 5:30 S- 830-1200
Member Driven Technologies
30230 Orchard Lake Rd, Farmington Hills, MI, 48334-2267
stephenson branch
S320 US HIGHWAY 41, Stephenson, MI, 49887
Monday - Friday 8:30-5:30 Saturday: 8:30 - 12:00
Menominee High School Branch
2101 18th St, Menominee, MI, 49858-3512
Monday, Wednesday, Friday 11am-3pm
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/integra-first" target="_blank" rel="noopener">View INTEGRA FIRST on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.