Grand Rapids, MI · State Credit Union · Chartered in MI
Who can join
State government employees (special charter)
Members
4,933
Net Worth Ratio
11.57%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$76.5M
Total Shares
$67.4M
Total Loans
$43.5M
Net Income
$135K
Net Worth Ratio
11.57%
≥7% = Well Capitalized
Members
4,933
Return on Assets
0.18%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.47%
$203K
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 93 | 68 | 9 | 73.1% | 9.7% |
| 2021 | 124 | 102 | 10 | 82.3% | 8.1% |
No CFPB complaint data available for this credit union.
Main Office
1619 Plainfield AVE NE, Grand Rapids, MI, 49505-4703
Mon, Tue, Thur 9-5, Wed 10-5, Fri 9-5:30 and Sat 9-1
North Branch
13819 White Creek Ave NE, Cedar Springs, MI, 49319
Mon, Tue, Thur 9-5, Wed 10-5, Fri 9-5:30 and Sat 9-1
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<a href="https://bankscorer.com/credit-union/intandem" target="_blank" rel="noopener">View INTANDEM on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 64.5%· healthy range 60–80%