🏦Bank Scorer

INSTEP

New Orleans, LA · Federal Credit Union · Chartered in LA

LICUWell Capitalized

Who can join

Multiple / other

Charter #24951Est. 1948RSSD: 258490

Members

4,818

Net Worth Ratio

13.83%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$53.9M

Peer Group 4

Members

4,818

as of latest quarter

Net Worth Ratio

13.83%

Well Capitalized

Institution Profile

NCUA

Address

400 Russell Ave., Bldg. #509, New Orleans, LA 70143

Chartered

1948

Branch Locations

2 locations

Membership Eligibility

Multiple / other

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$53.9M

Total Shares

$46.1M

Total Loans

$39.5M

Net Income

$24K

Net Worth Ratio

13.83%

≥7% = Well Capitalized

Members

4,818

Return on Assets

0.04%

annualized · >0.5% healthy

Delinquency Rate (60d+)

1.44%

$569K

Loan-to-share ratio: 85.6%· healthy range 60–80%

Branch Locations

NCUA

INSTEP CU

400 Russell Ave Bldg 509, New Orleans, LA, 70143-5077

M-F 9:00-4:00

MainATMDrive-thru

BELLE CHASSE BRANCH

8640 Highway 23, Belle Chasse, LA, 70037

M - F 9:00 am. - 4:30 p.m. Saturday 9:00 a.m. - 1:00 p.m.

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.