Elkhart, IN · Federal Credit Union · Chartered in IN
Who can join
Community — open geographic area
Members
47,671
Net Worth Ratio
8.11%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$658.1M
Total Shares
$520.7M
Total Loans
$593.8M
Net Worth Ratio
8.11%
≥7% = Well Capitalized
Members
47,671
Delinquency Rate (60d+)
0.76%
$4.5M
Loan-to-share ratio: 114.0%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 623 | 396 | 133 | 63.6% | 21.4% |
| 2022 | 768 | 548 | 90 | 71.3% | 11.7% |
| 2021 | 1,305 | 920 | 132 | 70.5% | 10.1% |
No CFPB complaint data available for this credit union.
Corporate
358 S Elkhart Ave, Elkhart, IN, 46516
8:00 am - 6pm Monday - Frid 8:00 am - 12pm Saturday Closed Sundays
Main Steet Branch
602 N Main St, Mishawaka, IN, 46545
Mon-Fri 8-6 Sat 9-12
CR 6
619 County Road 6 E, Elkhart, IN, 46514
Monday - Friday 8am-6pm Sat 9-12
CR 17
661 County Road 17, Elkhart, IN, 46516
Monday - Friday 8am-6pm Saturday 9-12
Granger
605 E University Dr, Granger, IN, 46530
Monday - Friday 8am-6pm Saturday 9-12
Michigan City
1025 S Carroll Ave, Michigan City, IN, 46360
Copy the snippet below to embed a link to this profile on your website.
<a href="https://bankscorer.com/credit-union/inova" target="_blank" rel="noopener">View INOVA on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Monday - Friday 8am-6pm Saturday 9-12