Spooner, WI · State Credit Union · Chartered in WI
Who can join
State government employees (special charter)
Members
7,274
Net Worth Ratio
14.97%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$98.8M
Total Shares
$81.5M
Total Loans
$66.7M
Net Income
$416K
Net Worth Ratio
14.97%
≥7% = Well Capitalized
Members
7,274
Return on Assets
0.42%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.58%
$387K
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 50 | 37 | 4 | 74.0% | 8.0% |
| 2022 | 67 | 54 | 4 | 80.6% | 6.0% |
| 2021 | 97 | 73 | 10 | 75.3% | 10.3% |
No CFPB complaint data available for this credit union.
Main Office
104 E MAPLE ST, SPOONER, WI, 54801-1482
Drive Thru : 8-5:00 Monday through Friday, and 9-12:00 Saturday Lobby: 8:30-4:00 Monday through Thursday, 8:30-4:30 Friday
GRANTSBURG OFFICE
725 S ROBERT ST, GRANTSBURG, WI, 54840-7956
Lobby 8:30-4:00pm Monday through Thursday, Friday 8:30-4:30pm Drive-up 8-5:00pm Monday through Friday, Saturday 9-noon
SUPERIOR OFFICE
1225 TOWER AVE, SUPERIOR, WI, 54880
M-F 9:00-5:00, Closed on Saturday
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<a href="https://bankscorer.com/credit-union/indianhead" target="_blank" rel="noopener">View INDIANHEAD on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 81.8%· healthy range 60–80%