🏦Bank Scorer

INDIANA HEARTLAND

Kokomo, IN · Federal Credit Union · Chartered in IN

LICUWell Capitalized

Who can join

Multiple / other

Charter #24108Est. 1972RSSD: 310192

Members

5,332

Net Worth Ratio

11.33%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$49.1M

Peer Group 3

Members

5,332

as of latest quarter

Net Worth Ratio

11.33%

Well Capitalized

Institution Profile

NCUA

Address

402 S Berkley Rd, Kokomo, IN 46901

Chartered

1972

Branch Locations

2 locations

Membership Eligibility

Multiple / other

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$49.1M

Total Shares

$43.4M

Total Loans

$35.1M

Net Income

$219K

Net Worth Ratio

11.33%

≥7% = Well Capitalized

Members

5,332

Return on Assets

0.45%

annualized · >0.5% healthy

Delinquency Rate (60d+)

2.09%

$732K

Loan-to-share ratio: 80.9%· healthy range 60–80%

Branch Locations

NCUA

indiana heartland federal credit union

402 S Berkley Rd, kokomo, IN, 46901

monday, tuesday, thursday, 8:30-4:30; wednesday 8:30-1p.m.; and friday 8:30-5:30p.m.

MainATMDrive-thru

diversified federal credit union

631 E Broadway, logansport, IN, 46947

monday -wednesday 8:30-4:30; thursday-friday 8:30-5p.m;sat 9-12

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

Embed This Profile

Copy the snippet below to embed a link to this profile on your website.

<a href="https://bankscorer.com/credit-union/indiana-heartland" target="_blank" rel="noopener">View INDIANA HEARTLAND on Bank Scorer</a>

Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.