Normal, IL · State Credit Union · Chartered in IL
Who can join
State government employees (special charter)
Members
18,449
Net Worth Ratio
10.35%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$252.6M
Total Shares
$223.8M
Total Loans
$187.6M
Net Income
$634K
Net Worth Ratio
10.35%
≥7% = Well Capitalized
Members
18,449
Return on Assets
0.25%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.27%
$507K
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 274 | 182 | 63 | 66.4% | 23.0% |
| 2022 | 266 | 177 | 56 | 66.5% | 21.1% |
| 2021 | 378 | 268 | 77 | 70.9% | 20.4% |
No CFPB complaint data available for this credit union.
Illinois State Credit Union
1309 S Center St, Normal, IL, 61761-3458
Hours: M,T,TH,F 7:30am - 6:00pm drive 9:00am - 6:00pm lobby Wednesday 11:00am - 6:00pm lobby 7:30am ? 6:00pm drive
Bone Student Center Branch
100 N University St, Normal, IL, 61761-4402
Hours: M,T,TH,F 9:00am - 5:00pm Wednesday 11:30am - 4:00pm
1408 Airport Road
1408 Airport Rd, Bloomington, IL, 61704-2566
Lending Center (M-F) 10-6 Lending Center (Sat) 9-1 Drive-Up (M-F) 7:30-6 Drive-Up (Sat) 9-1
Loves Park Branch
5305 N 2nd St, Loves Park, IL, 61111-5008
Lobby (M, T, TH, F): 09:00AM - 04:00PMLobby (Wed): 11:00AM - 04:00PMDrive-Up (M-F): 09:00AM-05:00PMDrive-Up (Sat): 09:00AM - 01:00 PM
Ottawa Branch
311 E Joliet St, Ottawa, IL, 61350
Lobby Hours: Lobby (M,T,TH,F): 9:00AM - 4:00PM Lobby (Wed): 11:00AM - 4:00PM Lobby (Sat): 9:00AM - 1:00PM Drive-Up Hours: Drive-Up (M - F): 9:00AM - 5:00PM Drive-Up (Sat): 9:00AM - 1:00PM
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<a href="https://bankscorer.com/credit-union/illinois-state" target="_blank" rel="noopener">View ILLINOIS STATE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 83.8%· healthy range 60–80%